Insurance

I am an in-network provider with Blue Cross Blue Shield PPO plans, Blue Cross Blue Shield Premier Select plans, and Molina Healthcare.

Please contact your insurance provider in advance to ask about your mental health coverage. Some questions to ask:

• What mental health services are covered under my plan?

• What percentage of the fee will be covered?

• How many sessions am I allowed or how much coverage is available to me?

If you have questions regarding if I accept your insurance, please reach out. Please know that understanding how your insurance works and what coverage it provides is up to you. You will be held responsible for session fees not covered by insurance.

Fees

If using insurance: your insurance company will be billed directly, and you are then billed for whatever deductible amount/coinsurance your plan does not cover. Copay may be collected at each session (if applicable).

Credit/debit cards are used to cover the cost of services. HSA/FSA accounts/cards can also be used to cover the cost of services in lieu of a credit card.

If you are a current client with billing questions, please contact Swenson Management.

Fees vary based on the duration of the session. Individual therapy sessions are $230 for the intake session, and $200 thereafter for 55-minute appointments.

Good Faith Estimate

The No Surprises Act is part of a legislative package passed in December 2020.  Its primary goal is to ensure individuals understand the costs of their healthcare services ahead of time, thereby reducing the likelihood of being surprised by a massive bill from their provider.  

As of January 2022, under the "No Surprises Act," health care providers are required to provide individuals who do not have insurance or who are not using insurance with an estimate of the bill for medical items and services.

• Accordingly, you have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes all related costs like medical tests, prescription drugs, equipment, and hospital fees.

• If you are not automatically provided with a Good Faith Estimate, ask your health care provider to provide one in writing at least 1 business day before your medical service. You may also ask your health care provider for a Good Faith Estimate before you schedule a care appointment.

• If your provider becomes aware of additional clinical needs that would presumably change the original estimate, that should be discussed as soon as possible.

• If you receive a bill that is at least $400 more than your Good Faith Estimate, you may dispute the bill.

I provide a Good Faith Estimate to clients who will not be using insurance prior to beginning services to ensure transparency and adequate time for discussion. 

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call CMS at 1-800-985-3059.

Cancellations

If you cancel or reschedule 24 hours or more before your appointment time, there is no cancellation fee. Every client gets one no show/late cancellation per year without charge. After that, there’s a fee for missed appointments, which are collected directly from the client (insurance does not pay for these).

Phone, email, and text are all okay ways to let me know you are cancelling.